Al Waller | WYPR

Al Waller

Host, ClearPath

Al Waller is a long time native of the Baltimore area. He entered the field of Human Resources Management starting as an HR Generalist with PwC (Pricewaterhouse-Coopers). This marked the beginning of a 30 year career that advanced into the management level for locally and globally based corporations. His primary area of expertise has focused on but not limited to: Talent Acquisition /Retention, Employee Relations as well as Training & Development. 

In 2004, he established Applewood Partners where he has specialized in advising emerging small business clients as both an internal and external consultant. During this period he has developed insight into a variety of industries including: health care and insurance. Some of these clients have included: St. Paul's Travelers, Nationwide Better Health, Johns Hopkins Health System and F&G Life Insurance. As a footnote, this is not Al's first experience in radio. In a former life, he was a Disc Jockey playing music on local college radio stations including Johns Hopkins' WJHU/AM when the signal traveled less than a quarter of a mile, if that!

"Hosting Clearpath has been rewarding as it allows the project team to impart critical information regarding health and retirement that directly impact our listening audience. And, the fact that my broadcast experience and WYPR's roots go back to WJHU, it feels like I’ve come full circle."

Once again, we’re back with another edition of ClearPath – Your Roadmap to Health & Wealth.  I’m your host, Al Waller.

Now…social interaction can provide a sense of connectivity and community, which can often combat feelings of isolation.

the pandemic and recession has upended almost every aspect of our everyday lives from layoffs & furloughs……to home schooling children. However….one group that we don’t talk enough about are the older adults who are in retirement.  

Data released by Mental Health America revealed that since the onset of the coronavirus pandemic, mental health conditions are increasing in prevalence and severity.  Mihaela Vincze, the program specialist for nonprofit Transamerica Center for Health Studies, is here to talk about the mental health impacts from our new reality.

As the COVID-19 pandemic continues to threaten the lives and livelihoods of people across the country, we are learning many Americans are avoiding routine medical care for fear of the virus. 

  Joining me to discuss this is Christopher Wells, from nonprofit Transamerica Center for Health Studies. Welcome back, Christopher.

One of the greatest threats to an individual’s financial security these days is getting scammed. During pandemic where so many people are struggling, it’s especially disheartening that there are so many scammers out there trying to steal people’s personally identifiable information and money. Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, is here today to talk about the latest scams.

We’re back with another edition of ClearPath – Your Roadmap to Health & Wealth.  I’m your host, Al Waller.  

COVID-19 has complicated workers’ financial and retirement security across generations and the pandemic’s full impact is far from becoming clear.

A recent survey found that fewer than six in 10,  U.S. workers reported they are eating healthy on a consistent basis amid the COVID-19 pandemic. 

Well….we’re back with another edition of ClearPath – Your Roadmap to Health & Wealth. I’m your host, Al Waller. And…today, we’re going to discuss how the Coronavirus Aid, Relief, and Economic Security Act…..(otherwise known as the CARES Act) impacts loans and early withdrawals from 401(k) retirement accounts. 

COVID-19 and the ensuing recession has been just so devastating for families across the country, as millions of Americans have lost their jobs—their health insurance—and in some cases both.

With the current pandemic and its various impacts continuing to be felt around the world. U.S. workers have seen negative impacts to their finances and savings.

As we track the continuing spread of COVID-19 across the country, we are becoming increasing aware of the number of COVID-19 cases in rural America.

As the number of COVID-19 cases in rural states like Wyoming, Montana, Oklahoma, and Idaho rise, more attention is now being focused on our rural health care system. 

Today’s women are better educated and enjoy career opportunities that were unimaginable 50 years ago. Yet the gender pay gap in the U.S. remains persistent with women earning 85 percent of what men earned in 2018, according to a Pew Research Center analysis.

Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, tells us how the gender pay gap plays into women’s retirement readiness.

Vaping

Mar 9, 2020

On today’s episode we're talking about vaping and associated health risks.

Today on the show we're discussing an important, but underutilized tax credit known as the Saver’s Credit. Many Americans miss out on it simply because they’re unaware it exists. Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, helps us understand the Saver’s Credit and its benefits for everyday Americans.

Coronavirus Outbreaks

Feb 24, 2020

Christopher Wells, the National Program Manager of nonprofit Transamerica Center for Health Studies, talks about disease outbreaks, and in particular the Wuhan 2019 novel coronavirus. 

Hector explains what you need to know about diabetes.

We've recently discussed Medicare and other medical open enrollment periods on this podcast. Although open enrollment is typically centered around health insurance, it provides an opportunity to check/review your retirement benefit selections. Today Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, helps us understand what things to consider during this vital period.

Saving for retirement can be an arduous process even for those who have workplace retirement benefits, but what about people who are self-employed and may not have access to these benefits? Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, discusses the Center’s recent research on the self-employed and ways they can save. 

Hector tell us about the findings from a consumer healthcare report that surveyed 3,700 Americans.

Elder Fraud

Nov 26, 2019

Elder fraud is an increasing reality in today’s world.  According to the United States Special Committee on Aging, older American’s lose, on average, $3 billion per year to scams. This is an extremely alarming, yet under-reported number, as not every case of fraud and financial exploitation is reported. It is important for people to be aware and recognize warning signs to better protect themselves.

Today, Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, joins us to talk about elder fraud.

On today's Clear Path, Hector breaks down Medicare Part D--what it is, changes around presciption drugs, and the "donut hole" coverage gap. 

Elder Fraud

Nov 11, 2019

Elder fraud is an increasing reality in today’s world.  According to the United States Special Committee on Aging, older American’s lose, on average, $3 billion per year to scams. This is an extremely alarming, yet under-reported number, as not every case of fraud and financial exploitation is reported. It is important for people to be aware and recognize warning signs to better protect themselves.

Today, Catherine Collinson, president of nonprofit Transamerica Center for Retirement Studies, joins us to talk about elder fraud.

Hector walks us through the process of signing up for Medicaid. 

Catherine shares how people 50 and up can boost their retirement savings by using catch-up contributions.

Hector goes over the ins-and-outs of open enrollment. He also explains how changes to the Affordable Care Act will impact open enrollment for 2020. 

Catch-Up Contributions

Oct 14, 2019

Catherine shares how people 50 and up can boost their retirement savings by using catch-up contributions.

Hector helps us understand what federally qualified health centers are, and the type of care they provide. 

Creating an emergency savings fund while juggling all of your financial priorities is difficult. How much are people saving? Catherine joins us to share findings from a Transamerica report on workers' emergency savings funds, and to discuss the ways a lack of savings could impact retirement preparation. 

Medicaid 101

Sep 25, 2019

Hector walks us through how Medicaid is administered. 

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