If you’re a Marylander in need of health insurance for next year, the open enrollment period starts in November and rates have gone down since last year. 

Maryland Insurance Commissioner Kathleen A. Birrane said prices for insurance plans have dropped for three consecutive years, for an approximate cumulative 30 percent drop since 2018. 

“The 2021 plans reflect really the lowest rates in years,” she said in a webinar Wednesday afternoon. “Which is extraordinary and wonderful.” 

In addition, Birrane said UnitedHealthcare is rejoining the state insurance market, bringing the number of carriers available to three. It will be available in 14 counties.

Michele Eberle, the executive director of the Maryland Health Benefit Exchange, urged Maryland residents to take advantage of lower rates. 

“Spread the word to anyone you know who does not have health insurance,” Eberle said. “Affordable health insurance is available and we want to help people get insured.”