Al Waller
Host, ClearPathAl Waller is a long-time Baltimore native and employment expert with a 30-year career in leading and advising locally and globally based corporations on matters including: Talent Acquisition and Retention, Employee Relations, Training and Development. He began his career at PwC (Pricewaterhouse-Coopers) and, in 2004, established the consulting firm Applewood Partners. In the ensuing the years, he has gained in-depth insights into a variety of industries including health care and insurance.
As an encore career, Al has returned to his roots in radio by hosting ClearPath—Your Roadmap to Health & WealthSM. Back in the day, Al was a disc jockey playing music on local college radio stations including Johns Hopkins' WJHU—the NPR station that would later become WYPR.
-
We all know health care-related expenses add up! The good news is that if you’re looking for a way to save money while also enjoying significant tax benefits, then look no further than a Health Savings Account (HSA).
-
November is National Family Caregivers Month, a time to honor the estimated 53 million unpaid family caregivers in the U.S.1 who perform an invaluable labor of love that often comes without a paycheck.National Family Caregivers Month is about celebrating caregivers, raising awareness of their issues, educating communities, and increasing support for caregivers. In that spirit, we are dedicating this episode of ClearPath – Your Roadmap to Health & Wealth SM to caregivers in the workplace.
-
Marketplace Open Enrollment for health care insurance coverage is here through January 15, 2024, thus it’s the perfect time to brush up on tips for picking the best health plan to meet your needs for 2024. Whether it’s your first time enrolling, or you’re a seasoned enrollee— we’re here to break down the complex world of health insurance so you don’t have to!
-
In theory, having life insurance can be a means of helping to protect our loved ones and is typically a vital part of everyone’s financial planning. However, according to LIMRA, a leading life insurance trade association, half of American adults — representing 129 million people — say they don’t carry life insurance. Like so many financial topics, life insurance can also be confusing, resulting in consumers having misconceptions about it.
-
While many people enter retirement and never look back, there is an unusual pandemic-related trend that’s now occurring, and that involves retirees returning to work in what has been coined “unretirement.” According to the Federal Reserve Bank of St. Louis, more than 2 million Americans retired in the first 18 months of the pandemic, accounting for more than half of the people that left work at the same time. But since then, about 1.5 million retirees have gone back to work, according to an analysis of the Department of Labor data done by Indeed Hiring Lab.
-
It can be challenging to keep track of the differences between the various parts of Medicare. With so many different parts and coverage choices, it's understandable to get confused and overwhelmed.
-
It appears our world is growing older and sooner than later. To that point, the World Health Organization (WHO) projects that between 2015 and 2050, the proportion of the world's population over age 60 will nearly double from 12 percent to 22 percent. While aging is inevitable for many, it’s a frightening prospect due in large part to the pervasiveness of ageism, as well as the negative stereotypes linked to aging.
-
Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done.
-
Today, we're going to be talking about one of the most important topics for older adults in the United States - Medicare. It's rather surprising that only 22% of people are well-versed with Medicare, as per research conducted by nonprofit Transamerica Institute. This could be because many adults rely on employer-sponsored health insurance most of their lives, so when they retire, they may not be well-versed on Medicare.Welcome to ClearPath – Your Roadmap to Health & Wealth SM. I'm your host, Al Waller. Joining me today is Mihaela Vincze, public health expert, for nonprofit Transamerica Institute® and she’s going to be breaking down Medicare—what it is, why it’s important, how to enroll, and where to turn to if you have any questions.
-
Our retirement landscape is evolving due to population aging, increases in longevity, employer benefit trends, and looming reforms to Social Security. It is shifting so rapidly that many of the underlying assumptions about retirement differ across generations in the workforce.
